Your Next Examination
 Reduce technical exceptions and adverse loan classification
by reviewing your files now. The current emphasis in bank examinations is
checking files for good financial statement analysis, including a review of cash
flow, repayment ability and risk rating.Examiners no longer accept the following as a substitute for good credit analysis: "We know our customers!" "We've got plenty of collateral!" "He would never let our bank take a loss!" "Our bank is well-capitalized!"
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P.O. Box 121 - Princeton, MN 55371
| phone: 763-389-9399 | fax: 707-313-1283 |
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